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Follow Up: Market Segmentation in Housing
Things are moving fast these days.
Jul 3
•
Kevin Erdmann
4
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Follow Up: Market Segmentation in Housing
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Consulting
I am adding this tab to the menu to confirm, in case it wasn’t obvious, that I can provide financial consultation and analysis.
Jul 2
•
Kevin Erdmann
5
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Consulting
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Market Segmentation in Housing
I want to dive a bit deeper on a point I made in yesterday’s post about the 2025 update to “The State of the Nation’s Housing” from Harvard’s Joint…
Jul 1
•
Kevin Erdmann
10
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Market Segmentation in Housing
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June 2025
THE STATE OF THE NATION’S HOUSING 2025
Harvard’s Joint Center for Housing Studies of Harvard University recently released its 2025 update to “The State of the Nation’s Housing”.
Jun 30
•
Kevin Erdmann
15
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THE STATE OF THE NATION’S HOUSING 2025
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Green Shoots
Little victories are starting to show up here and there.
Jun 29
•
Kevin Erdmann
9
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Green Shoots
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May 2025 Residential Home Sales
Boring recovery continues.
Jun 25
•
Kevin Erdmann
4
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May 2025 Residential Home Sales
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Back of the envelope estimate of mortgage crackdown
Here’s another quick and dirty estimate of the decline in mortgage access.
Jun 24
•
Kevin Erdmann
6
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Back of the envelope estimate of mortgage crackdown
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Follow Up to Legislating Mass Evictions
In a recent post, I noted that there is a bill sponsored by Senator Jeff Merkley of Oregon and several other Democrats which makes one single demand …
Jun 20
•
Kevin Erdmann
8
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Follow Up to Legislating Mass Evictions
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May 2025 Residential Construction
I’m not sure that a single word from last month would have to change to report on this month’s data.
Jun 18
•
Kevin Erdmann
3
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May 2025 Residential Construction
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May 2025 Erdmann Housing Tracker & Inflation Update
Inflation continues along the 2% path it has been on for 3 years, except for the mechanical lag in the shelter component.
Jun 17
•
Kevin Erdmann
3
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May 2025 Erdmann Housing Tracker & Inflation Update
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Are we going to legislate mass evictions?
The “Humans over Private Equity for Homeownership Act” is a bill sponsored by Senator Jeff Merkley (D-Oregon) and co-sponsored by Angus King (I-Maine…
Jun 12
•
Kevin Erdmann
22
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Are we going to legislate mass evictions?
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High Debt-to-Income Ratios
One facet of mortgage data that you normally see cited by credit hawks is that debt-to-income (DTI) ratios are high on new mortgages.
Jun 10
•
Kevin Erdmann
9
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High Debt-to-Income Ratios
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