Erdmann Housing Tracker

Erdmann Housing Tracker

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Are we going to legislate mass evictions?
The “Humans over Private Equity for Homeownership Act” is a bill sponsored by Senator Jeff Merkley (D-Oregon) and co-sponsored by Angus King (I-Maine…
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Kevin Erdmann
1
High Debt-to-Income Ratios
One facet of mortgage data that you normally see cited by credit hawks is that debt-to-income (DTI) ratios are high on new mortgages.
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Kevin Erdmann
9
More on Glaeser and Gyourko's data
In the previous post, I discussed a new paper from Edward Glaeser and Joseph Gyourko.
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Kevin Erdmann
12
The elephant in the room
Oof.
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Kevin Erdmann
20
Indianapolis suburbs place new straw on camel's back
I have an op-ed in today’s IndyStar. Please go read that first. More is below.
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Kevin Erdmann
2
Hovnanian 2Q 2025 Earnings Follow Up
Some more details on Hovnanian earnings below the paywall.
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Kevin Erdmann
April 2025 Residential Home Sales
Sorry I’m a bit late to this month’s update.
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Kevin Erdmann

May 2025

Fannie & Freddie: Follow-Up
Today FHFA director Bill Pulte gave an interview on CNBC that either clarified or confused things more on Fannie and Freddie.
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Kevin Erdmann
4
Fannie and Freddie: It’s not about the rates
The Trump administration has been putting the privatization of Fannie Mae and Freddie Mac in the headlines.
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Kevin Erdmann
A conversation about cities
Steve Randy Waldman is a writer and thinker with an extensive online following.
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Kevin Erdmann
22
Hovnanian 2Q 2025 Earnings
Hovnanian Enterprises reported 2nd quarter earnings this morning.
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Kevin Erdmann
2
April 2025 Erdmann Housing Tracker and Inflation
Inflation (excluding rent - and you should exclude rent) is now nearing 3 full years running tightly along the 2% target.
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Kevin Erdmann
2
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